[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.e-certik.cz\/vsichni-maji-sanci-ziskat-finance\/#Article","mainEntityOfPage":"https:\/\/www.e-certik.cz\/vsichni-maji-sanci-ziskat-finance\/","headline":"V\u0161ichni maj\u00ed \u0161anci z\u00edskat finance","name":"V\u0161ichni maj\u00ed \u0161anci z\u00edskat finance","description":"\u017d\u00e1dost o podnikatelsk\u00fd \u00fav\u011br m\u016f\u017ee b\u00fdt n\u011bkdy problematick\u00e1. Zejm\u00e9na, pokud se do t\u00e9to situace dostane klient, kter\u00fd m\u00e1 n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed nebo z\u00e1znam v n\u011bkter\u00e9m z registru dlu\u017en\u00edk\u016f. Podnikatel, ke kter\u00e9mu se z n\u011bkter\u00e9ho uveden\u00e9ho d\u016fvodu obr\u00e1tila banka z\u00e1dy, nemus\u00ed ale rozhodn\u011b h\u00e1zet flintu do \u017eita. Sta\u010d\u00ed se obr\u00e1tit na n\u011bkter\u00e9ho nebankovn\u00edho poskytovatele, kter\u00fd se […]","datePublished":"2018-07-21","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.e-certik.cz\/author\/#Person","name":"e-certik.cz","url":"https:\/\/www.e-certik.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/40b5f3ce562f556955b189273c919e65fd2efecc17411a60d9172af88d0e5d58?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/40b5f3ce562f556955b189273c919e65fd2efecc17411a60d9172af88d0e5d58?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"e-certik.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.e-certik.cz\/wp-content\/uploads\/img_a320453_w2445_t1531760069.jpg","url":"https:\/\/www.e-certik.cz\/wp-content\/uploads\/img_a320453_w2445_t1531760069.jpg","height":0,"width":0},"url":"https:\/\/www.e-certik.cz\/vsichni-maji-sanci-ziskat-finance\/","about":["Finance"],"wordCount":380,"articleBody":"       \u017d\u00e1dost o podnikatelsk\u00fd \u00fav\u011br m\u016f\u017ee b\u00fdt n\u011bkdy problematick\u00e1. Zejm\u00e9na, pokud se do t\u00e9to situace dostane klient, kter\u00fd m\u00e1 n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed nebo z\u00e1znam v n\u011bkter\u00e9m z registru dlu\u017en\u00edk\u016f. Podnikatel, ke kter\u00e9mu se z n\u011bkter\u00e9ho uveden\u00e9ho d\u016fvodu obr\u00e1tila banka z\u00e1dy, nemus\u00ed ale rozhodn\u011b h\u00e1zet flintu do \u017eita. Sta\u010d\u00ed se obr\u00e1tit na n\u011bkter\u00e9ho nebankovn\u00edho poskytovatele, kter\u00fd se sna\u017e\u00ed vyhov\u011bt opravdu v\u0161em. Je to d\u00e1no t\u00edm, \u017ee nem\u00e1 tak vysok\u00e9 n\u00e1roky na bonitu sv\u00e9ho budouc\u00edho klienta. Banky b\u011b\u017en\u011b nahl\u00ed\u017e\u00ed do registr\u016f \u2013 BRKI, NRKI nebo SOLUS. To u nebankovn\u00edch poskytovatel\u016f odpad\u00e1. Finan\u010dn\u00ed produkt, kter\u00fd je zn\u00e1m\u00fd pod ozna\u010den\u00edm americk\u00e1 hypot\u00e9ka,je zalo\u017eena na docela jin\u00e9m principu. V tomto p\u0159\u00edpad\u011b toti\u017e sta\u010d\u00ed m\u00edt nemovitost, kterou bude za z\u00e1vazek ru\u010deno. Podm\u00ednky jsou tedy v podstat\u011b pouze dv\u011b. Zm\u00edn\u011bn\u00e1 nemovitost, kter\u00e1 se mus\u00ed nach\u00e1zet na \u00fazem\u00ed \u010cesk\u00e9 republiky. V\u011bk nad osmn\u00e1ct let. Nen\u00ed zapot\u0159eb\u00ed ani ru\u010ditel a ani \u017e\u00e1dn\u00e9 dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. M\u016f\u017eete z\u00edskat i t\u0159\u00edprocentn\u00ed \u00farokovou sazbu Tento produkt je ur\u010den ale pouze podnikatel\u016fm, kte\u0159\u00ed jsou oproti soukrom\u00fdm \u017eadatel\u016fm o trochu ve v\u00fdhod\u011b. Jejich podm\u00ednky jsou toti\u017e daleko p\u0159\u00edzniv\u011bj\u0161\u00ed. Pevn\u00e1 \u00farokov\u00e1 sazba je d\u00e1na 6,9 % p.a. V p\u0159\u00edpad\u011b, \u017ee jsou registry \u010dist\u00e9, nebo je v nich opravdu jen drobn\u00fd z\u00e1znam, m\u016f\u017ee \u017eadatel vyu\u017e\u00edt mo\u017enosti exkluzivn\u00ed nab\u00eddky, u kter\u00e9 se \u00farokov\u00e1 sazba pohybuje u\u017e od t\u0159\u00ed procent.  Odpadaj\u00ed tak\u00e9 jak\u00e9koliv sankce v p\u0159\u00edpad\u011b p\u0159ed\u010dasn\u00e9ho splacen\u00ed z\u00e1vazku. Americk\u00e1 nebankovn\u00ed hypot\u00e9ka, kter\u00e1 je ur\u010dena podnikatel\u016fm je bez\u00fa\u010delov\u00e1. Nikdo tedy nebude zkoumat, na\u010d chce klient finance pou\u017e\u00edt. Jestli m\u00e1 v pl\u00e1nu zbavit se v\u0161ech nep\u0159\u00edjemn\u00fdch dluh\u016f, exekuc\u00ed nebo prost\u011b vlo\u017eit pen\u00edze do dal\u0161\u00edho podnik\u00e1n\u00ed a t\u0159eba sv\u016fj podnik do budoucna je\u0161t\u011b roz\u0161\u00ed\u0159it. V\u00fdhodou je mo\u017enost, nechat si zdarma zpracovat nez\u00e1vaznou nab\u00eddku a teprve pak se rozhodnout.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u0161ichni maj\u00ed \u0161anci z\u00edskat finance","item":"https:\/\/www.e-certik.cz\/vsichni-maji-sanci-ziskat-finance\/#breadcrumbitem"}]}]